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Zelle. This is how money moves ®

Meet consumer expectations for faster, safer person-to-person (P2P) payments

MONEY MOVEMENT MADE EASY

Real-time digital P2P payments services

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Attract new accountholders and deepen engagement with secure payments that hit bank accounts in real time with no fee.

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    Easily implement a proven P2P payments solution with fast time to market and a compelling and consistent user experience.

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    Respond to fast-growing preferences for mobile P2P payments solutions.

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    Protect your institution and accountholders with best-in-class fraud and risk management tools with 24/7 cybersecurity support.

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    Benefit from our experience moving 30 billion annual payments and enabling P2P payments for more than 2,600 financial institutions.

Mobile P2P is emerging as a must-offer solution for financial institutions as demand for mobile financial services options skyrockets. Adoption of Zelle® is growing fast.

3.6B

transactions processed in 2024

Approximately

151 millionÌý

enrolled Zelle® users

Over

$1T

in payments processed in 2024

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Zelle®Ìýappeals to everyone – including the largest banking consumer segments

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Digital P2P payments are a must-have solution for financial institutions looking to attract new accountholders and deepen consumer engagement and loyalty. Zelle®Ìýis growing fast. The total dollar amount sent on the platformÌýincreased 27%Ìýfrom 2023, while transaction volume on ZelleÌýtotaledÌý3.6 billion, aÌý25%Ìýincrease from the prior year.Ìý

Approximately 50 percent of consumers using nonbanking P2P apps, including Gen Z and seniors, would prefer to use their bank or credit union for the service.

Source: º£½ÇÆƽâ°æ Generational Comparison for Turnkey Service for Zelle®, April 2022

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Breakdown of Zelle®Ìýconsumers by generation:

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Discover insights on Zelle®

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º£½ÇÆƽâ°æ and Zelle®Ìýprovide consumers with easy, convenient money movement

Whether it's in the heart of the city or America's heartland, Zelle® provides a path for financial institutions to offer services that align to the digital way consumers live their lives today – and keep them for life.
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Zelle®Ìýsmall business payments

Small businesses use Zelle® to request and receive payments with a mobile phone number or email address. Get paid faster and with reduced risk to you and your customers.
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Contact us to find out more

Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.